Legal policy

If you access, browse or use this site (other than to read these Terms for the first time), you agree to these Terms. We reserve the right to change the Terms at any time by posting changes on-line. You are responsible for informing yourself of any changes by regularly reviewing these pages. If you access the site after changes are posted, you agree to all changes (including those which you are then unaware have been posted).

Disclaimers, liability limitation and indemnity

Use of this site is at your risk. None of Owner, its affiliates or any of their respective employees, agents, third party content providers or licensors makes any express or implied representation or warranty about, or shall be liable, in contract, tort (including negligence) or otherwise, for any direct, indirect, special or consequential loss, damages or reliance in connection with, this site, its use, its content or any products or services (including our products or services) referred to on this site. This includes (but is not restricted to) loss or damage you might suffer as a result of any of the following:

(a) your reliance on the completeness, accuracy, suitability or currency of the site or its content;

(b) failure or delay of performance or in operation or transmission, computer virus or other harmful component, loss of data, communication line failure, unlawful third party conduct, or theft, destruction, alteration or unauthorised access to records;

(c) accessing any sites or servers maintained by other organisations through links on this site. Links are provided for the convenience of our site users only and without responsibility for the content or operation of those sites. Unless otherwise stated, linked sites and their products and services are not endorsed by us and you link to any such site at your own risk; and/or

(d) a breach by us of our Privacy Policy.

No advice given

If you require specific advice for your individual circumstances, consult an appropriate expert directly. Do not rely on the general material on this site. We will endeavour to assist you if you specifically enquire about matters in which we have expertise, but cannot accept any responsibility for doing this.

Copyright and intellectual property notices

The material on this web site is protected by copyright under the laws of Australia and, through international treaties, other countries. All rights reserved.

You are authorised to:

(a) download and view content; and

(b) use the software included in this site in doing this,

for your own personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices. If you are an internet service or access provider, you are authorised to grant access to this site, intact, to your subscribers. You must not, without our prior written permission, exploit any of our site materials for commercial purposes.

Otherwise you are not authorised, without our prior written permission and the permission of any other relevant rights owner, to copy, mirror, broadcast, reproduce, frame, republish, download, store (in any medium), up-load to a third party, transmit, post, broadcast, distribute, show or play in public, adapt or change in any way the content of, or create a derivative work from, these web pages for any other purpose.

This prohibition does not extend to materials on this site which are expressed to be freely available for re-use or replication, subject to any conditions we specify.

Creating links to this site

You are welcome to create links from your web pages to these web pages. However, you must not use our trade marks in doing so unless you have our written permission. We are happy to discuss this with you.

No trade mark of ours (whether registered or otherwise) may be used without our prior, specific, written permission. Other product names and images on this site may be trade marks or registered trade marks of ours, our affiliates or third parties (including advertisers and our sponsors). The use or misuse of these trade marks, except as expressly authorised, is prohibited.

The use by us of a trade mark on this site is not intended to indicate any association with, or endorsement by, the owner of that trade mark.

Applicable law

This site (excluding any linked, third party sites) is controlled by us from Australia.

Subject to any over-riding conflict of laws principle, any disputes about this site, its contents or your dealings with us must be determined by the courts having jurisdiction in New South Wales, Australia in accordance with laws in force in New South Wales. You irrevocably and unconditionally submit to this jurisdiction.

If any provision of the Terms is found by a court to be invalid or unenforceable, the invalidity or unenforceability will not affect the remaining Terms which will continue in full force and effect.

We do not warrant that the content of this site complies with the laws of any country outside of Australia. If you access this site from outside of Australia, you do so at your own risk and you accept responsibility for ensuring or confirming compliance with all laws that apply to you as a result of that access or any consequent transactions or dealings with us.

You are responsible for ensuring that your use of this site is lawful, does not infringe any third party’s rights and does not breach any standards, content requirements or codes promulgated by any relevant authority (including relevant internet industry codes of practice).

Nothing on this site constitutes an offer to provide goods or services in any jurisdiction if to do so would contravene the laws of that jurisdiction.